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Secured Loans

There are two types of loans:

  • Secured Loans. These loans are secured against the amount you have in your shares, and are available immediately, ‘over the counter’
  • Unsecured Loans. Loans which are higher than the amount of your shares. These loans are assessed by our Credit committee, who meet weekly to consider applications. For a loan of this type, please download Loan application form. It is important that the form is completed fully and accurately.
  • Members should note that ALL loans are secured by the amount which you have in shares.

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